I graduated hoping that finding work would be easy,  unfortunately, that wasn't the case. I couldn't find a job and I started receiving phone calls from my creditors harassing me day and night demanding payment. I needed a way to pay off my debt or reduce it as much as possible.  I searched the net for debt solutions in Toronto and found that Sheriff Sole & Madej Inc. were near my home and decided to give them a try. I filed for a Consumer Proposal and after 2 months I can now say that I successfully reduced my debt by 65%.

We were  overwhelmed with the amount of outstanding debt, as my husband lost his job and we couldn't afford to pay our bills and cover our mortgage, we knew we needed help.  Sheriff Sole & Madej Inc. helped us reduce our debt load by filing a consumer proposal. Now we can afford our monthly payments as our debt was consolidated into one manageable monthly payment.

The first two Trustees that I spoke to each told me not to declare bankruptcy. Each of them told me that I would not get an automatic discharge. They said that my $175,000 credit card debt was too high and if I waited, my bankruptcy application would "look better" and maybe then I would be discharged. Mr. Sheriff and his team said nothing of this kind. They took me on as a client. Nine months later I have my automatic discharge. I am debt free.

Mr Sheriff helped me get out of debt with dignity. He was professional, efficient and quick.

When we finished our proposal, we received a letter asking us to refer clients to you if we were happy with the results we obtained. My wife and I were very satisfied and thankful. A co worker talked to me recently about financial difficulties she and her husband are having. I suggested they look into a consumer proposal. They have had no luck in Pembroke. Another couple also had no luck in Pembroke and were very pleased with the results when we referred them to you. I have given Anne and her husband your contact information as I am almost certain they will get the results they need from you. She said she will contact you or Todd by phone this coming week. I hope you can help them.