Our Debt Services and Solutions in Toronto & the GTA

Credit Cards are practical and sometimes very helpful but when not paid in full, interest rates can put you in a difficult and stressful situation. If you are having trouble making your credit card payments, one of our Licensed Insolvency Trustee can help you to get out of debt.

Unable to pay your debt could lead to having your wage garnished by tax agency or your account frozen by the bank. Our Licensed Trustees can help you avoid such stressful situations.

Don't lose your home. If you are having financial problems we can help you keep your house and your car. Get in touch with one of our Licensed Insolvency Trustee in order to find the best solution to your mortgage payment problems.

Being in debt or having problems repaying debt is stressful, no doubt. Bills will keep coming and if you cannot pay them, calls from creditors and collection agencies will make your life more difficult and complicated.

There are always options available if you have trouble repaying your bank loan. Contact one of our Licensed Insolvency Trustees to explore these options. 

Our team can help you combine all of your debt into a low interest-free monthly payment. 

Learn More about our efficient Insolvency Options to Get Rid of your Debt

Filing for Bankruptcy

Bankruptcy is not always the right tool to use but if used correctly it can be one of the most effective ways to wipe out your debts and get a fresh start.

Consumer Proposals

Allows individuals and businesses that are unable to keep up with their financial obligations to propose an interest free repayment plan to their creditors.

Division 1 Proposals

For debts greater than $250,000, excluding mortgage debt.

Corporate and Business Services

For corporate and business clients, we also offer several consulting and restructuring services.


Experienced, Licensed Debt Professionals & Insolvency Trustees serving Toronto and the GTA

We do more than simply reduce debts, we are here to help you! For 20+ years our Licensed Insolvency Trustees have been helping our clients reduce their debts. We will help you keep your home, your cars, your businesses and everything else important to you.

Debt Freedom is One Phone Call Away

We work closely with every client in order to customize a debt solution best suited for each individual situation. Sheriff Sole & Madej Inc. are fully licensed and regulated professionals focused exclusively on getting you on the road to debt freedom. 

Solutions for Everyone

We carefully weigh all the factors in each debt resolution case, carefully review all the options with you and help you make the best choice based on your unique situation. You will work with committed, professional staff that listen to all your concerns and answer all your questions. We will get you back on the road to debt freedom.

The Road to Debt Freedom

Debt is manageable. The biggest obstacle most people face is fear, and Sheriff Sole & Madej Inc. are here to guide you every step of the way. Feel free to browse our site and contact us with any questions you may have. 

Learn More About How Our Licensed Insolvency Trustees can help you Get a Fresh Start

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